My credit Youngstown

Pareto says, It's important not to let the tail wag the dog. According to Pareto, a score of 720 or higher, and certainly anything over 750, is excellent. She advises, Once you're above a certain level, you're already there. Save the 10 or 15 my credit Youngstown minutes and go for a walk, my credit Youngstown play a video game, or play my credit Youngstown with the kids. It's a great idea to check your credit report, but keep it in perspective.

As McGrigg reminds us, No one's obituary should ever read, 'Stan was well respected by all three major credit bureaus.' Sally Herigstad writes about women and credit every week for CreditCards.com. Herigstad is a writer and finance consultant for MSN Money, a personal finance software product. She is also a member of the Washington Society of Certified Public Accountants and the American Institute of Certified Public Accountants. Sally Herigstad lives in Kent, Wash., with her husband Gary.

To Her Credit answers a my credit Youngstown question about a debt or credit my credit Youngstown issue from a CreditCards.com reader my credit Youngstown each week. check credit reports About Equifax A credit score is an indicator of how likely you are to default on a loan or credit card. Your credit score is determined by a combination of the following: Things like age, race, color, national origin, sex, and marital status do not have any bearing on your credit score. Only positive and negative information from the five categories mentioned above make up your credit score.

Follow these tips for reaching your maximum credit score: Credit scores make a difference.

Hit the 620 mark and you are considered Fair, 680 is good and anything above a 700 is great. At 700 or above you will be considered a prime borrower and should have no problem getting credit and the very best interest rates. how to get your annual free credit report Strangers all kinds of strangers my credit Youngstown are regularly looking at your credit scores, accessing your history, and forming pictures of your life. All they need is your social security number and that isnt hard to get any more. Who are these people, and why do they want to my credit Youngstown know your private business? Looking at your financial life gives people an impression of you, and of how you conduct your life in general. Of course, much of it is none of their business but its a fact. A prospective employer looking at your credit report will see if youve been job-hopping or if you move from city to city with regularity. Because it costs time and money to train a new employee and they want people who will stay and work after they're trained.

Theyll even know if youve changed spouses, because your credit report shows who shared responsibility for each debt.

As for prospective mates it's very unromantic, but when you tie your financial life to another's, it's good to know if it will hurt you or help you. Of course everyone who might extend credit to you wants to know if you're a good risk. get a free credit report without a credit card But what about insurance companies, cell phone and cable companies, and satellite providers? Apparently insurance companies have decided that you're more likely to file a claim if your credit score is low. I don't know if that's true, or just an excuse to charge more. Cell phone, cable, and satellite providers generally have money invested in getting you as a my credit Youngstown new customer the "free" equipment and installation isn't free they figure it into your first year or so of service, so they want to know that you can and will continue to pay your monthly fees.